Det har skett ett tronskifte när det gäller vilken svensk bank som kan erbjuda den bästa digitala kundupplevelsen. Enligt konsultbolaget Bearing Points senaste undersökning Digital Leaders in Sweden 2025 har Avanza petats ned från förstaplatsen av storbanken Nordea.
Så blev Nordea bäst på digitala bankmöten – expertens tips för att lyckas
kontaktcenter En ny undersökning från Bearing Point visar att Nordea är ledande i den svenska bankbranschen när det gäller digitala kundupplevelser. Men totalt sett halkar bankerna efter detaljhandeln och dagligvaruhandeln.

Catharina Törnemo Fecko, Bearing Point
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Bankerna är dock inte längre i topp när det gäller digitala kundupplevelser. Bankbranschen hamnar totalt sett på en fjärde plats, under både detaljhandeln och dagligvaruhandeln, vilket innebär att den har tappat mark sedan undersökningen senast genomfördes 2021.
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
